User agreement - ChangeCoins

These Terms of Use are an agreement between the Company and the User, which is formed as soon as the User opens the website and starts using the Services. They need to check the box regarding acceptance of the terms of use. By doing so, they confirm that all the rules have been fully read and accepted before completion of registration.

The User needs to agree to periodic updates to the Terms of Use by the Company. If they have not reviewed and accepted the full scope of the Terms, they should not begin or continue working with our Services.

We have the right to periodically amend, supplement, or entirely change these Terms at our own discretion. In such cases, we will post a notification on the main page of the website and update the date of the last update at the top of the Terms. Once the new Terms are published on the website, they come into effect.

By accepting these Terms of Service, the User agrees to all the policies presented on the Service website, including the Privacy Policy, AML Policy, Operating Regulations, Limits, and Restrictions.

If you do not agree with the Terms of Use, do not register here: https://changecoins.io and do not use the services.

In these Terms of Use, unless otherwise specified textually, the following terms have the following meanings:

“account and its data” – login, password, email, and other information provided during registration, necessary for accessing and using the System;

“services” – actions provided to the User, namely the registration of a personal account, user account, exchange function, access to the website https://changecoins.io/, the technology developed for it, the platform, and applications, including mobile ones, notifications via emails, technical support;

“instrument” – all electronic currencies used to complete a transaction;

“crypto-asset” – digital currency distributed among all its holders if there is no single issuer;

“rate” – the approximate ratio of the number of Instruments to the User and the cost of currency exchange for the transaction;

“personal account” – a set of secure pages within the System created during the user's registration for exchange transactions and for providing Service instructions permissible under the Terms of Use;

“privacy policy (KYC)” – this rule on the collection, transfer, storage, and ensuring the security of personal data received by the Service from users, also an integral part of the Terms visible to the User;

“anti-money laundering policy (AML)” – a program aimed at combating fraud and terrorist financing, an integral part of the Terms which the User must accept;

“user” – an adult and capable person using the Site and Services who has entered into this Agreement with the Company;

“site” – all information combined: articles, graphics, design, images, photos, videos, as well as other intellectual property and programs within the information system making all this information accessible at https://changecoins.io;

“service” – the website https://changecoins.io/, the technology developed for it, the platform, and applications, including mobile ones;

“system” – the software and hardware used automatically by the Service to process user operations;

“agreement” – Terms of Use;

“parties” – the user and the service;

“tariffs” – information about the amount of commission for the Service and the cost of its additional services, posted online on the website changecoins.io;

“service contacts” – email address [email protected].

Other terms found in the Agreement should be understood by the parties under the laws of England and Wales and correspond to the generally accepted meanings of these definitions on the Internet.

The section headers in the Agreement are provided solely for convenience and have no legal interpretation.

To utilize all functionalities of our Services, the User must register and create a CHANGECOINS account.

You need to create a password for registration in the System. It can be changed at any time. You are responsible for the security of the password and account information from unauthorized access and for determining the procedure for storing this information to prevent it from being passed to third parties. In case of loss or compromise, you need to promptly inform the CHANGECOINS support team. Until then, it is assumed that all actions in the account are performed by the User.

You cannot create multiple accounts. The Company regards such actions as a violation of the Agreement. The User can only have one account.

You need to undergo the AML/KYC procedures, applied according to our internal policy. During such procedures, CHANGECOINS reserves the right to request additional data and documents aimed without limitation at establishing the User's identity and confirming the source of funds. The Company has the right to use third-party service providers for AML/KYC checks.